Personal Services

A personal financial plan is essentially a business plan for your life. We can help you plan effectively for every stage of your life; marriage, buying a home, having children, educating your children, and retirement. Our goal is to have you prepared financially for every major step in your life. Our extensive network of business professionals can be brought into the picture for investment services, insurance, and other needs that may arise. And our personal tax planning and estate planning services will ensure that you keep as much of your money and assets as possible.

Executive Financial Planning

We can integrate your business and personal financial goals into an integrated plan for the accumulation of wealth. This may include proactively seeking appropriate advisors on your behalf through our extensive professional network. We are experienced in dealing with the increasingly complex rules and structure of restricted stock grants, stock options, and other equity incentive plans used by companies to reward their executives. Realizing maximum benefits from these vehicles while minimizing and planning for tax exposure is our focus.

Estate Planning

Our objective in estate planning is to eliminate or minimize the bite of estate taxes and to ensure that the disposition of your estate is carried out according to your wishes. We are able to work with your team of advisors or help you assemble a team by introduction to our extensive network of attorneys, bankers, and insurance professionals.

Federal and State Tax Return Preparation

Whether your situation is simple or involves some of the more complex intricacies of the tax code, our professional staff of CPA’s and tax return preparation staff can support you in a timely fashion at a cost that fits your situation. While the complexities of the tax code can be intimidating to the average person, our staff uses their expertise and years of experience to turn this to your advantage.

Our day-to-day experience with the more complex sections of the Tax Code, such as rental properties, income from self-employment, sale of business property and assets, or stock option plans ensures that your return will be prepared by a professional who is well-versed in the aspect of the Tax Code that affects you. We welcome new clients any month of the year.

Tax Planning

Our approach to personal tax services goes beyond just preparing your return at the end of the year. In most cases, proper planning will eliminate unpleasant surprises or create opportunities for you to optimize your available cash during the year. We will work with you each fall to create a tax projection so that you are ready for April 15th – No Surprises! Working with our clients we will develop both short term and long term strategies to take advantages of opportunities in the Tax Code that fit your situation.

Organizing your records is very important. You can only deduct expenses that you are aware of and know the number. We can advise you on the safest way to organize your records to make your life audit adjustment proof. Only good record keeping and documents ease the worry of an IRS audit. Whether you wish to use a manual book system or computer accounting software like Excel, Quicken, or Money, we can help ensure you have solid records.

Good documentation and record keeping can help you in more ways than protecting you from the IRS. Good records help report accurate information quickly with things such as insurance claims, financial disclosure for education loans, home purchasing, or understanding your estate tax situation.